How the terms apply in India
These Terms & Conditions form the agreement between you and smarkets when you create an account, enter the lobby, place a stake, use a promo, or request a withdrawal. They set out account checks, wallet rules, game settlement, errors, suspended access, complaints, and changes to the
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terms. For India, access is not the same in every state or union territory. Your eligibility depends on local law and is available where local law permits. UPI, Paytm and PhonePe references are included because they may appear in your account flow, but payment availability can
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change after risk checks, banking downtime, or legal screening. If a clause does not read clearly to you, contact us before you continue with account use.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.