How our legal rules apply
These legal terms explain how smarkets handles account access, wallet records, privacy rights and dispute contact for India. We do not treat India as one blanket permission area; access can vary by state, local rule, device location, age verification and account checks. If a feature, market,
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table or promotion is not permitted where you are, we may restrict access, cancel an affected transaction or ask for further documents before any account action. Payment records for UPI, Paytm, PhonePe and Google Pay are used to match wallet activity with your verified name, support
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requests and withdrawal checks. If any part of these terms conflicts with a law that applies to you, the legal requirement controls that part while the rest of the terms continue as far as allowed.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.